3 Clues That Say The Guy You Love Is Financially Stable


Money shame is rough to manage.

NerdWallet recently found that 42% of men bring credit card debt into new relationships, while only 29% of women do. NerdWallet management recognizes the strain that finances can create. Kevin Yuann stated that with existing debt and the expense of starting a new life, "... you are facing an uphill battle to happily ever after."

The idea that women want stability in a mate is not new and my clients still report this as a major concern in their relationships. While the desire is still present, it has shifted with increased empowerment and opportunity for women. Instead of the old idea, "I need a man to take care of me," we have the new idea, "I don't want to carry him." Nonetheless, it's still a burden that deserves attention, especially because money habits and attitudes can be hard to shift. Here are three clues that your potential partner is financially stable:

1. He is organized about money and purchases

He knows what he has so there are no overdrafts. He has some savings and puts away into a retirement accounts. He is mindful about purchases and makes a plan instead of overspending. He pays bills on time and his credit score is at least okay. He doesn't forget his wallet and depend on you.

2. He is willing to openly discuss his finances with you

When I was about to be married, I knew that we needed to have "the debt discussion." I had student loans and some other debt and my partner was recently divorced (who knows what could be going on with that!) We were both scared that we would be rejected because of our past decisions. Turns out we were pretty well matched with debt levels and money attitudes, so we were fortunate. The important part is we were honest, vulnerable and able to plan. If your significant other avoids money conversations please beware — money shame is rough to manage.

3. He has goals - and they are in motion

Maybe he's not financially independent, yet. But he doesn't worry about his job or a missed payment. He gets that planning ahead is important, he might even have a budget that he sticks to. He likes to pay in cash or live beneath his means because it will move him toward his goal.

There are so many stresses on your relationship — money doesn't have to be one of them. And if you want to demonstrate that you can care for yourself and a future partner, you'll get your money in order too.