We Retired Early — One Secret That (Regularly) Saves Us

Life is full of changes and challenges, especially when you live on the road. Here’s the one secret

By Kim Kelly Stamp — Written on Nov 02, 2022

Photo: Monkey Business Images / Shutterstock

As we drove away from our custom-built home on its large, manicured lot for the last time, we had no idea what was in store. If you’ve been following my stories, you know that we retired early from careers in the healthcare field at ages 62 (me) and 59 (my partner).

I enjoyed our house, the yard, and the neighborhood. We spent several years creating an oasis that we enjoyed immensely. That said, we both sensed that this home wasn’t our forever home. I don’t think we are the “forever home” types, to be honest. We are more “in the moment home” types. I know, we’re weird.

After more than a year on the road, I can say with complete transparency that we have not spent even one minute regretting or questioning our decision.

Van life converts

Initially, we intended to purchase a Sprinter van and have it converted by a reputable company in Portland, Oregon. We’d sent in a sizable deposit and had worked on the design through several conversations with the company’s owner.

We were at the crucial stage of needing to begin ordering components and had significant second thoughts. We finally realized the van wasn’t going to work for us. We wanted the freedom to detach from our future home to run errands or so my partner could drive to a nearby trailhead. After renting a converted van for the weekend, we were doubtful we could make the tight space work long-term.

Our allure with van life developed during the pandemic, and we bought into it hook, line, and sinker. So it felt like giving up a dream when we canceled our conversion, but we held onto the hope that we’d eventually figure out a scenario that would suit us.

My partner started doing some research into owning an RV. Believe me when I tell you we never pictured ourselves in an RV. Nor did we have any experience towing a camper, let alone something big enough to live in. We were also opposed to owning a truck, which narrowed down our choices.

All this is to say that moving toward owning a towable RV was a hard sell. We attended a big RV show in Portland and found ourselves uninterested in the highly polished interiors we saw. We wanted something unique and full of personality. More research ensued.

The teardrop trailer that stole our hearts

My partner stumbled upon a unique trailer shaped like a teardrop. Unlike what you are probably picturing, our trailer is 21 feet long and is fully equipped with a queen-size bed, kitchen, wet bath, and dinette. It is also full of windows and has solid maple cabinets making it feel homier.

We purchased our trailer six months before retiring and nine months before we were slated to hit the road. This would give us plenty of time to get used to it and learn the ins and outs of RV ownership. At that point, we barely knew what a black tank was, let alone how to empty it.

Because our camper weighs just under 4000 pounds, we were convinced we could tow it with an SUV, so we traded in my sporty Honda Civic Coupe for a decked-out Honda Passport with a towing package. It took precisely one experience towing our camper to realize we’d made a colossal mistake.

The Passport has a towing capacity of 5000 pounds, and while it can tow our trailer, it isn’t equipped to be towing full time. We found that the transmission was working overtime to manage the load, and we didn’t feel in control on the interstate. We realized we would need to upgrade to a truck if we were to feel safe and confident on the road.

After several test drives, we traded our Passport for a new Ram 1500 truck. Let me tell you, I have loved owning a truck! She tows like a boss, and it’s roomie, comfortable, and tech-heavy on the inside.

That was an expensive lesson to learn. But it introduced us to the one secret that has saved our asses repeatedly. That one secret can be condensed down to one word: fluidity.

Stay fluid, my friends

I don’t know anyone who would be happy about purchasing a new vehicle only to turn around and have to trade it in for another new vehicle a month later. We certainly weren’t. But in that moment of realization, we had a choice to make.

We could get angry or be consumed with worry about the loss of money we experienced. We could bitch and moan about our ignorance, or we could play the role of victim to our friends and family. We chose none of these. Do you know why? Simply because those mindsets don’t work in our favor.

It is very little we control in this life. But one thing we do control is our response to situations. That is something we all have control over. Once we realized we’d made a calculated (and expensive) error, we chose to chalk it up to a learning experience. We prioritized our safety and confidence on the road over being frustrated with the loss of cash.

Fluidity equals happiness

Life on the road is exciting, challenging, and unpredictable. There can be a certain rhythm to it, especially when traveling cross country, which I enjoy. But there are so many variables that it’s impossible to plan for every contingency.

Being fluid with our plans and expectations has been the key to happiness. We have a “plan A,” but we hold that plan loosely and are willing to change direction when needed. Instead, we remain unattached to the outcome and focus on the process and the journey.

People talk about life being a journey all the time. It’s a lovely, feel-good saying. But, it takes a determined intention to remove the focus from the outcome (or the destination). It isn’t easy to let go of our expectations and preconceived notions but doing so makes life a lot happier.