Zodiac, Self

How To Save Your Money, By Zodiac Sign

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How To Save More Money, By Zodiac Sign

Saving money is hard.

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It's hard to hold your paycheck and kiss a whole days work goodbye every week, and say see you in 40 years!

You know the right thing to do is prepare for the future, but its tricky.

If you’re trying to save and failing, or you’re too overwhelmed and don’t know where to start, I would recommend starting by taking a look at who you are as a person.

People are all different, and they save money differently. You need to really know and understand who you are and your tendencies, if you want this to be an easier more seamless process.

ARIES (March 21 - April 19)

As an Aries, you know you can be impulsive. You love to take risks girl, I get it. I know you think that is your biggest financial downfall but truly it could be your biggest advantage.

What you need to do is set a goal. As an Aries, I know you love crossing the finish line, especially if it’s a line you drew yourself.

Tell yourself, “This year I’m going to save ‘x amount’ of dollars”. That should be what you tell yourself when you wake up. Every morning, open your eyes and say, today is the day that I achieve my financial goals.

As an Aries I would avoid the stock market. You love taking big risks which is great in a lot of ways.

But to make big financial decisions, and a known impulse trigger finger, it may be time to take a few steps back.

Maybe, consider instead, and money market account, and watch your money grow in an account that is designed just for that. You got this Aries.

TAURUS (April 20 - May 20)

Taurus you already got this. You are organized and value stability. If saving for the future is something that is important to you, I bet youre already on the right track.

However maybe it would be okay for you to take a financial risk here or there. Invest in something.

Do some research, never invest without knowing everything about who you’re giving your money to.

But I think this will help take you from seeing small stable growth, to large sums being moved into your accounts.

The only time I can see your plans faltering, is that little shopping problem you may have.

I know you love to go out and buy the fanciest shoes, or the new iPhone, or the newest shade of Kylies lip gloss, but girl, reign it in. You are never going to be able to retire if you spend all of your money on a designer sweaters for your cat.

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GEMINI (May 21 - June 20)

For you Geminis, I would seriously make a plan. A detailed plan, set up with fail safes. You should know how much money you should be spending each week.

You should have to jump through hoops to get your hands on any extra money than what you’ve already set aside.

I know you’re impulsive. I know, you planned to go home, open a beer and make some ramen but somehow, you ended up at Ruby Tuesdays drinking margaritas and adding the garden bar all willy nilly like youre not going to have grandchildren 32 years from now to spoil.

I see you. This is why you need the plan. I say spend only cash and leave your debit card at home. Take out only what you plan to spend in the week in cash. Maybe carry a check book for emergencies. I know youre not going to want to star writing checks. You can do it. You’ve got it in you.

Maybe set up a monthly deposit into a savings account. Every month you deposit a certain amount into your savings.

You won’t have to think about all of the packs of gum you can impulse buy at the register, because that money will be tucked safely away into a nice warm savings account.

And one day you will think to check on that account, and hopefully you will be pleasantly surprised on all you were able to accomplish and save.

CANCER (June 21 - July 22)

Cancers are traditionally good at saving money. As a Cancer you generally prefer to stay home, nestled up with your family.

Cancers don’t usually spend money impulsively, because they are constantly thinking of keeping everyone in their family happy and taken care of.

Cancers are very creative and imaginative. Perhaps involving your family in saving for the future could make it more fun. Perhaps you want to set out jars for the people in your household.

Who ever has the most money saved in the jar at the end of each month gets a prize.

Or perhaps if you all collectively save enough money, you can take a trip to the beach. But at the end of the day, you don’t need any advice Cancers. You’re already out there killing it.

LEO (July 23 - August 22)

Leo you know everyone is watching you. You know it. So you should think about setting a good example. This isn’t for you. You don’t need me to tell you what to do. But think about everyone out there who is looking up to you.

Do the obvious things, like making a budget and putting money away, and make sure you understand what is important to spend your money on.

Ask yourself questions like “Is 200 dollars too much to spend on a carbon fiber toilet seat when my rent is due tomorrow?” and if the answer is yes, maybe take that money and pop in right in your savings account.

You don’t need an actually tiara; everyone already knows you’re a queen.

VIRGO (August 23 - September 22)

Virgos, you’ve got it all figured out. You know how much money you’re going to spend every week.

You have a savings account for your retirement, a savings account for your car payments, a savings account for emergency money. The only thing you do impulsively is open more savings accounts.

This is all great.

Your financial future is going to be set. I know that you methodically went over all of the details to every savings and retirement plan and have chosen the best for you but don’t be afraid to reevaluate.

Ask questions every now and then. Make sure that you remain on the right track.

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LIBRA (September 23 - October 22)

Libras. I know it’s hard. You want to save but it’s overwhelming. There are so many ways to save and there are newer trendier savings plans coming out every day!

How do you decide what to do? The best thing for a Libra to do is to pick something simple. Something tried and true.

A basic savings account with consistent growth. Put and equal amount of money in each month congruent to what you spend.

If you spend 100 dollars, deposit 100 dollars. It is simple, proven and easy. You will be able to save money this way and it will take all of the fuss out of it.

SCORPIO (October 23 - November 21)

Scorpio, you are going for it.  I know that you want to save money as quickly as possible. You want to see your money grow at astronomical speeds.

You are probably already contributing as much as your company allows into your 401k, with the largest match you can get.

You have probably also invested some in the stock market. I know you do your research and you know where you’re putting your money but I need you to relax.

Don’t add too much at once. You’ve got time. Maybe invest only half of what you were going to at first. Lower your risk. You don’t need to save 7 figures in one year.

Spread it out. Give yourself room to grow.

SAGITTARIUS (November 22 - December 21)

Freedom. That’s all you’re looking for. I know I get it. You want to see the world and learn everything you can.

But all of this costs money. Lots of money. So, it is very important for you to know what youre doing. Plan your trips.

No impulse buys. Buy your tickets in advance as to save money. Perhaps, if youre going to use a credit card, get one that aids in travel rewards.

Now the Sagittarius people are very goal oriented. So if you set a travel budget for yourself each year, and stick to it, that should really help you to save.

You can do this. Just keep your eyes on the prize.

CAPRICORN (December 22 - January 19)

Capricorns are always saving. They are ambitious and practical and usually have it together. Capricorns, ever the masters of self control, don’t do a ton of impulse spending.

They are constantly making sure that their families are taken care of. If Capricorns should take any advice it would be to loosen up those purse strings just a tad.

Maybe start and investment club. Get your friends and family involved. Take some risks together. I know you know how to save but maybe take a moment and learn how to (responsibly) spend. Treat yourself!

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AQUARIUS (January 20 - February 18)

As an Aquarius you are a creative person. Normal stocks a savings accounts are too boring for you. You want to find creative ways to save your money. This can be a little risky.

Perhaps instead of being creative in where you grow and store your money, sink that creativity into how. Perhaps by trying to set guidelines for yourself.

For example, if you like to run you can say, “For every mile I run this year im going to put 5 dollars in my savings account”.

Try to hold yourself accountable. I know you like giving to charity and that’s wonderful. But Remember you can only give away so much, if you don’t have your finances in order.

PISCES (February 19 - March 20)

Pisces are hard workers. You can really put your head down and get it done. But money isn’t always in the forefront of your mind.

You may think about putting saving for the future off until later. Saving can be stressful and overwhelming. The instinct would be to not think about it until later. But if you keep putting it off until later it will be too late.

So the best advice is to just start small. Anytime you think about it, maybe just transfer 5 dollars. Even if you only think about it once a month.

Then as you start seeing progress and growth, up the amount to 10 dollars. Then 20. When you are comfortable with this try putting yourself on a schedule.

I will deposit x amount of dollars into my savings account every week or month or year. You can do it Pisces. It’s worth it.

Kaitlin Kaiser is a writer who covers astrology, pop culture and relationship topics.