Balancing the family budget requires teamwork and setting common goals. People who are in love support each other through thick and thin—through good and bad financial times. Before you decide that he's the right guy to marry, you need to take a serious look at how he views financial goals, choices and commitments.
Since the number one cause of disagreements in marriages is financial, it's critical to observe if the guy you think you want to marry exhibits any of these 12 warning signs:
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1. You are not on the same financial page. In fact, you disagree about almost all financial goals, choices, and commitments.
2. When you quiz him about his personal budget, it's clear that he doesn't have one. When you suggest that budgeting is a good thing and try to show him how to prepare a financial budget, he acts disinterested or feigns interest and never goes any further with the budgeting process.
3. Rather than pay off his credit cards each month, he pays the minimum. He often pays late or doesn't pay them at all. This is a regular occurrence because he never seems to have enough money to pay his bills.
4. He is often out of work. He blames other people, the high unemployment rate or other circumstances beyond his control for his lack of employment. He often says that it's just a temporary situation, but even when he's working he doesn't seem to keep a job for very long.
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5. He excessively spends his money without regard to his income. It seems that he's living far beyond his ability to support that level of lifestyle. When he wants something, he buys it without regard to what it costs or how he will pay for it. Keep reading...
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