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Is it wrong to stay in relationship for money?

I've had gentleman in my life past 3 years things have been rocky I have no real feelings for him however it'll hurt both of us if we spilt I'll be out of work for next year and half due taken care of my son's needs so money limited and can't get by without his money I'll like tell him this and end it, until I can get back out there start working again I don't know what I want to do. Should I tell him and how should I tell him?