Ready, Set, GO!: Holiday Shopping On A Budget


Relationship Coach: How To Organize Your Holiday Shopping
Make it your best giving season ever by planning before you hit the stores.

As we come down from the high of Black Friday weekend, shopping for holiday presents are on everyone's minds. Kohl's, Macy's, and JCPenney are open on Thanksgiving these days to lure us in for the spendiest season of the year. The average family spends $786 dollars on holiday presents, and every store is in a race for those dollars. It can get hectic and overwhelming, which is why you must get ready and be prepared for your shopping trip. Read on and learn some handy tips for making the most of your shopping trip. Want to learn how to get the best savings for your family? Ready, set, GO! 

1. Get Ready
We know, we know. You have to "make a list and check it twice," right? But how do you make your list have impact and meaning? You individualize it! Make your holiday shopping list with the recievers in mind, not yourself. That'll help you spend your money more wisely. There are 5 different ways we receive gifts based on the 5 different money personalities. They are:


  1. Some don't want you to spend a lot of money. (Savers)
  2. Some like the lavish gifts. (Spenders)
  3. Some like something different. (Risk Takers)
  4. Some like things that are practical. (Security Seekers)
  5. Some like gifts that foster your relationship. (Flyers)

And don't forget to take your loved one's Secondary Money Perspnality into consideration, too. (If you haven't already, be sure to take our Money Personality Quiz to learn more).

2. Set Expecatations
Set expectations with your spouse or significant other. If you are sharing a pocketbook then you need to be in agreement. Who is getting what and how much are you going to spend? Also, be sure to set expectations with family members. If this has been a trying money year then there is nothing wrong with a little "warning." Your warning could go something like this: "It's been a little rough this year so we are going to be going a little lighter on presents — but doesn't mean we don't love you a ton." Nothing says "Bah Humbug" more then money fights and broken expectations during the holidays.

3. Go Shopping
If you have completed "Ready and Set" you are now ready to go and enjoy buying and giving your gifts. We want you to have a great holiday season. We all know a budget is a good idea but don't forget the "other side of money" —  the relationship side. We hope and pray your money relationship brings you hope, laughter and peace this year!

Scott & Bethany Palmer
The Money Couple®
Creators of The 5 Money Personalities™

Scott & Bethany Palmer are regulars on national TV and radio and speak internationally about The 5 Money Personalities™. To learn more about your Money Personalities, get FREE resources, and take the free, scientific quiz, visit or pick up a copy of their book The 5 Money Personalities: Speaking the Same Love and Money Language.

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This article was originally published at . Reprinted with permission.
Article contributed by

Scott And Bethany Palmer The Money Couple

YourTango Expert Partner

The Money Couple, Scott & Bethany Palmer are parents, finance experts, authors, and regulars on national TV and radio. With 40 years of combined financial planning experience they launched The Money Couple to help couples and families improve their relationships with love and money. Scott and Bethany enjoy an active lifestyle living in Colorado with their two sons, Cole and Cade. Pre-order their NEW BOOK, The 5 Money Conversations To Have With Your Kids At Every Age and Every Stage

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Location: Colorado Springs, CO
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