Ready, Set, GO!: Holiday Shopping On A Budget


Relationship Coach: How To Organize Your Holiday Shopping
Make it your best giving season ever by planning before you hit the stores.

As we come down from the high of Black Friday weekend, shopping for holiday presents are on everyone's minds. Kohl's, Macy's, and JCPenney are open on Thanksgiving these days to lure us in for the spendiest season of the year. The average family spends $786 dollars on holiday presents, and every store is in a race for those dollars. It can get hectic and overwhelming, which is why you must get ready and be prepared for your shopping trip. Read on and learn some handy tips for making the most of your shopping trip. Want to learn how to get the best savings for your family? Ready, set, GO! 

1. Get Ready
We know, we know. You have to "make a list and check it twice," right? But how do you make your list have impact and meaning? You individualize it! Make your holiday shopping list with the recievers in mind, not yourself. That'll help you spend your money more wisely. There are 5 different ways we receive gifts based on the 5 different money personalities. They are:


  1. Some don't want you to spend a lot of money. (Savers)
  2. Some like the lavish gifts. (Spenders)
  3. Some like something different. (Risk Takers)
  4. Some like things that are practical. (Security Seekers)
  5. Some like gifts that foster your relationship. (Flyers)

And don't forget to take your loved one's Secondary Money Perspnality into consideration, too. (If you haven't already, be sure to take our Money Personality Quiz to learn more).

2. Set Expecatations
Set expectations with your spouse or significant other. If you are sharing a pocketbook then you need to be in agreement. Who is getting what and how much are you going to spend? Also, be sure to set expectations with family members. If this has been a trying money year then there is nothing wrong with a little "warning." Your warning could go something like this: "It's been a little rough this year so we are going to be going a little lighter on presents — but doesn't mean we don't love you a ton." Nothing says "Bah Humbug" more then money fights and broken expectations during the holidays.

3. Go Shopping
If you have completed "Ready and Set" you are now ready to go and enjoy buying and giving your gifts. We want you to have a great holiday season. We all know a budget is a good idea but don't forget the "other side of money" —  the relationship side. We hope and pray your money relationship brings you hope, laughter and peace this year!

Scott & Bethany Palmer
The Money Couple®
Creators of The 5 Money Personalities™

Scott & Bethany Palmer are regulars on national TV and radio and speak internationally about The 5 Money Personalities™. To learn more about your Money Personalities, get FREE resources, and take the free, scientific quiz, visit or pick up a copy of their book The 5 Money Personalities: Speaking the Same Love and Money Language.

More relationship coach advice on YourTango:

This article was originally published at . Reprinted with permission.
Article contributed by

Scott And Bethany Palmer The Money Couple

YourTango Expert Partner

The Money Couple, Scott & Bethany Palmer are parents, finance experts, authors, and regulars on national TV and radio. With 40 years of combined financial planning experience they launched The Money Couple to help couples and families improve their relationships with love and money. Scott and Bethany enjoy an active lifestyle living in Colorado with their two sons, Cole and Cade. Pre-order their NEW BOOK, The 5 Money Conversations To Have With Your Kids At Every Age and Every Stage

Take the FREE Money Personality Assessment!

Sign up to Raise Money Smart Kids with Scott & Bethany's new FREE video series

Learn more about The Money Couple's video series Raising Money Smart Kids

Location: Colorado Springs, CO
Credentials: Other
Other Articles/News by Scott and Bethany Palmer The Money Couple:

3 Troubling Ways You Help Your Kids Become LIARS


Everyone lies ... Big lies, little white lies. We all tell them, and apparently, we tell them often! Research indicates that most people fib as often as once or twice a day. As money coaches, we believe it! It's staggering how often "bending the truth" shows up when couples come to us for help with their finances and relationship. So ... Read more

Money Woes Hurting Your Marriage? 2 Clever Ways To Talk About It


Your mother was right—you need to think before you speak. So, why isn't it that simple? Maybe mama didn't know your spouse is so frustrating! Or, that money would be so tight in your marriage. Maybe mom didn't know that you want what you want, when you want it. (Hmm ... actually, we're guessing she probably did on that last ... Read more

11 Signs You're "Money Mean" (And It's Ruining Your Relationship)


He said, she said. I'm right, he's wrong. Finger-pointing can quickly turn into finger poking when you involve money. Lots of spouses fight about money. In fact, divorced couples say "money" ruined their relationships more than any other factor. But, you can identify destructive patterns before they make you crazy ... or ... Read more

See More

Latest Expert Videos
Most Popular