How To Tackle Back To School Shopping With Your Spouse


How To Tackle Back To School Shopping With Your Spouse
School supply lists are massive! Here are tips to avoid money fights about the dreaded expense.

I'm happy to report a major accomplishment: We purchased all of our school supplies — early! The school supply list seems to grow as much from year to year as our boys do. This year, we even had to purchase handy wipes, paper towels, Dixie cups and calculators! 

As a parent, do you dread or love school supply shopping? How do you slay the dragon? If you sent the kids with your spouse would he or she tackle the list the same way?


Go to the head of the class if you've thought through how each spouse's Primary and Secondary Money Personalities affect the massive pile in your cart. If not, here's a cheat sheet:

Saver: You check the ads and scout around town for the best deals.
Spender: You buy it all at the same place. Convenience is king.
Risk Taker: You think the list is just a guideline and buy big brands considered to be "close enough."
Security Seeker: You buy quality. Maybe you can use this next year too.
Flyer: You ask what kind will your child's friends get? Do you like the color choices?

Spenders don't purchase the entire list (plus a few extras) without thinking about your spouse. Compromise. You buy half and let your Saver spouse hunt down some bargains on the rest. Risk Takers, remember that your child may suffer if you get the wrong supplies because you don't care what the list says. And if your spouse is a Security Seeker, he or she will be all up in arms because you didn't "follow the rules." Flyers should stick with the list and don’t let the emotion of the day supersede your budget.

Aim for the gold star on your report card by being kind and considerate with your other half. Make sure you know your Primary Secondary Money Personalities with our free, scientific online Money Personality Quiz.

Scott & Bethany Palmer
The Money Couple®
Authors of: The 5 Money Personalities™

More parenting advice from YourTango:

This article was originally published at . Reprinted with permission.
Article contributed by

Scott And Bethany Palmer The Money Couple

YourTango Expert Partner

The Money Couple, Scott & Bethany Palmer are parents, finance experts, authors, and regulars on national TV and radio. With 40 years of combined financial planning experience they launched The Money Couple to help couples and families improve their relationships with love and money. Scott and Bethany enjoy an active lifestyle living in Colorado with their two sons, Cole and Cade. Pre-order their NEW BOOK, The 5 Money Conversations To Have With Your Kids At Every Age and Every Stage

Take the FREE Money Personality Assessment!

Sign up to Raise Money Smart Kids with Scott & Bethany's new FREE video series

Learn more about The Money Couple's video series Raising Money Smart Kids

Location: Colorado Springs, CO
Credentials: Other
Other Articles/News by Scott and Bethany Palmer The Money Couple:

4 Ways To Teach Your Kids Credit Savvy Money Skills


My son Cade and I were shopping the other day when he asked me to purchase something for him. I told him, "Sorry, bud. We can't afford it." His reply hit me like a brick in the head: "C'mon, Dad, don't worry about having the money today, just put it on a credit card!" Holy sh*t, I thought to myself. I've been a ... Read more

Do Your Kids Have A Bad Case Of The Gimmies? 3 Ways To Cure Them


Forget cold and flu season. This time of year, kids come down with a bad case of the "gimmes." With all the new toys, new technology, and mega sales, wanting more is pretty contagious, but the "gimmes" aren't fatal. You can help your child, and your entire family with these parenting tips that encourage a spirit of thankfulness ... Read more

5 Signs Your Child Might Be An Entitled Brat (Thanks To You)


Once upon a time, parents feared their children wouldn't have enough. Now we fear our kids have way too much. You want to give your child every advantage you never had, but where is the line between investing in their growth and happiness and raising an entitled brat?  The main difference is noted in their attitude. A "spoiled" ... Read more

See More

Latest Expert Videos
Must-see Videos
Most Popular