5 Questions to Ask Your College-Bound Kid


5 Questions to Ask Your College-Bound Kid
Know your student's Money Personalities to help them select the right college.

College selection time can be scary — and exciting — for both you and your young adult. But with thousands of colleges in the United States, plus online and overseas options, college selection can also be overwhelming.

Discussing those options is a terrific opportunity for you to learn more about your children, and hear what is important to them. Their perspective on money will affect how they view colleges and scholarship opportunities. Take a few moments and discuss these questions with your student to identify a great college fit.


1. How would you describe your dream college?

They may not know. That’s okay. Give them time to think it through or talk it out. The goal is to get them thinking about what feels right to them, what may help them secure their dream job, and what kind of people they want to “do life” with for four years. Dreaming is the least expensive portion of the college selection process, so enjoy it!

2. Is there a friend’s college experience that seems especially positive to you?

The goal of this question is to encourage observation of others in college or recent college graduates — friends, cousins, neighbors, etc. — to help your student determine what they value. What outcome stands out to your student?

Did they go off and see the world? Did they graduate debt free? Have a blast? Land a killer job? Meet their mate?

3. What major would you choose?

With hundreds of majors to choose from, the opportunities range from the traditional, to ones that weren’t even offered when you were in school. Most admissions officers suggest students pursue a major that matches “their interests with their academic strengths.”

If they really struggle with this question you may need to first talk about what career they want to have once they graduate, and back into what major supports their professional dream.

4. How do you feel about owing money for your education after graduation?

This question helps them understand the price tag of an advanced education. It also gives you an opportunity to see how they think about money and finances. You may hear:

This article was originally published at . Reprinted with permission.
Article contributed by

Scott And Bethany Palmer The Money Couple

YourTango Expert Partner

The Money Couple, Scott & Bethany Palmer are parents, finance experts, authors, and regulars on national TV and radio. With 40 years of combined financial planning experience they launched The Money Couple to help couples and families improve their relationships with love and money. Scott and Bethany enjoy an active lifestyle living in Colorado with their two sons, Cole and Cade. Pre-order their NEW BOOK, The 5 Money Conversations To Have With Your Kids At Every Age and Every Stage

Take the FREE Money Personality Assessment!

Sign up to Raise Money Smart Kids with Scott & Bethany's new FREE video series

Learn more about The Money Couple's video series Raising Money Smart Kids

Location: Colorado Springs, CO
Credentials: Other
Other Articles/News by Scott and Bethany Palmer The Money Couple:

4 Ways To Teach Your Kids Credit Savvy Money Skills


My son Cade and I were shopping the other day when he asked me to purchase something for him. I told him, "Sorry, bud. We can't afford it." His reply hit me like a brick in the head: "C'mon, Dad, don't worry about having the money today, just put it on a credit card!" Holy sh*t, I thought to myself. I've been a ... Read more

Do Your Kids Have A Bad Case Of The Gimmies? 3 Ways To Cure Them


Forget cold and flu season. This time of year, kids come down with a bad case of the "gimmes." With all the new toys, new technology, and mega sales, wanting more is pretty contagious, but the "gimmes" aren't fatal. You can help your child, and your entire family with these parenting tips that encourage a spirit of thankfulness ... Read more

5 Signs Your Child Might Be An Entitled Brat (Thanks To You)


Once upon a time, parents feared their children wouldn't have enough. Now we fear our kids have way too much. You want to give your child every advantage you never had, but where is the line between investing in their growth and happiness and raising an entitled brat?  The main difference is noted in their attitude. A "spoiled" ... Read more

See More

Latest Expert Videos
Must-see Videos
Most Popular