3. Garage sale, anyone? We all have things that we don't use. Maybe they don't fit or the kids don't play with them anymore. They seem to multiply while we sleep! Do you still have so-called "someday" clothes, the ones you say you'll wear someday, when you lose those extra pounds? This is the time to go through closets, drawers, shelves, the basement and, of course, the garage. Dads, do you have tools hanging around for projects you may never get to?
As for your kids, get them to think about what you have more than enough of and how having less stuff can make your life easier (and keep their parents off their backs about cleaning up). Parents, help your kids make choices about what they can give up, give away or throw out. Generally speaking, too many kids have way more stuff than they need. This is a chance for you to make some extra cash and share with those who truly need what you take for granted.
These are not big moneymakers, but they add up. And if you can use the extra cash (and who couldn't?) they're a great way to start. Huge chunks of money won't magically appear and make your wishes come true and debts disappear. Small, repeatable actions will do that. So what are you waiting for? That loose change is calling your name.