There are so many exciting things to look forward to when you're married: your first house, a baby and vacations; to name a few. But if you're not financially prepared, life's biggest and best events can become stressors. This marriage educator teaches you how to take a deep breath and enjoy the ride — with cash to spare.
Cupid’s celebratory love effervescence is sparkling through the air! Commercials abound about cards, brilliant jewelry, and sumptuous flower arrangements ... but you’re on a budget! How can you show that special someone that you care without spending your whole paycheck?
By Consumer Watchdog, Mary Schwager, for GalTime.com Take control of your spending Financial pop quiz: Is paying your mortgage or rent each month a challenge? Are you always griping about not having enough money? If you sighed and nodded your head when answering these questions, the amount of your paycheck may not be to blame.
Since we often think of celebration as synonymous with splurging, celebrating a special occasion without spending a ton of money can be a challenge. Here are nine ideas to help you plan a romantic date night that doesn't break the bank.
Are you a busy mom who is constantly trying to feed herself, her kids and her husband — all while making healthy choices? And then your kids' friends come over and you find yourself having even more mouths to feed? There are few things more frustrating than finding yourself strapped for time at the end of a long day, with no idea of what to make.
Unfortunately, the cost of a classy outing can often be just that: costly. But this doesn’t necessarily have to be the case. "Class" is just another way of exhibiting refinement and being in-step with the times—these concepts don’t need to be tied to a plump price tag.
One of the many services I offer to my clients is a monthly conference call. During one of these recent calls, we discussed money and dating, but more specifically, how income levels affect dating practices. Money really helps determine what you can do on a date. Someone with a solid income will probably be more willing and able to spend a greater amount of money than someone who is trying to get on solid financial footing. 5 Signs You Are A Dating Snob
By Kristen Hagopian, Frugalista, for GALTime After the relatively mild winter just gone by, it seems almost too good to be true to have a fabulous Easter right upon us. Yet here it is, in all of its pastel clothed, candy-covered glory. Weather permitting, it’s also the perfect holiday to invite friends and family over for the first throw-open-the-windows get-together of the year. No air conditioning, no heating needed – what could be better?
Are you craving more passion in your love relationship or marriage? Perhaps you're on a tight budget and so a cozy table at a quaint restaurant or a getaway to a secluded resort are not happening for you and your mate right now. Maybe you'd like to ensure that your romantic attempts are personal and don't seem so predictable-- like flowers, cards or candy.
Couples argue about the budget for one reason and one reason only: the budget doesn’t work. You already know your budget doesn’t work. What you don’t know is why. Challenge: Why your budget doesn’t work Most couples leave little to no wiggle room in the budget for unexpected expenses. Can you think of a single week of your life where everything went as planned? No. So why would you create a budget that is unable to accommodate real life?
Unfortunately, when Congress was at a standstill about raising the debt ceiling, Standard & Poor was unimpressed with how the United States was handling its fund. As a result, just this past weekend the S&P downgraded the country's credit rating from an elite AAA to a lesser AA+. Now, we're looking at wild swings in the DOW on Wall Street, financial analysts uttering the word "recession" again, and potentially higher interest rates as a result of the downgrade. Since finances are consistently a huge form of tension among couples, we were obviously concerned at this news. So to put things in perspective, we asked experts what the credit downgrade might mean for our love lives as we move through the rest of the year, and even farther into the future.
With all the amazing, elaborate wedding options to choose from out there—the venue, the cake, the dress etc. it’s sometimes hard not to go over budget. However, an easy way to save money is doing your own makeup for the big day. What’s not so easy, however, is still managing to look absolutely fabulous. Luckily, Fox News iMag proves it can be done.
Is your relationship/marriage in credit card debt? Trying to keep up with your neighbors & friends? Is keeping up with the Joneses ruining your marriage? I have three very close friends. I have known these friends for over 20 years. They are supportive of me and I of them. One of the reasons I love them most is because there has never been a need for us to compete over “stuff.” They don’t host Botox parties; boast breast enlargements, and diamonds that cost more than a down payment on a car. They are real, and they help “ground” me when I am with them.