It's that time of the year again — the time when your inbox is flooded with promotions from your favorite stores, the time when stores are advertising to die for one day only sales and the time when you wait in line longer than you normally would just to get the best deal you’ve seen all year. That's right, it's the shop-a-holic's favorite day of the year. The day after Thanksgiving — Black Friday.
For most of us Black Friday is a day to recover from a full belly of turkey, stuffing and pumpkin pie. For the die-hard shoppers who wait all year to find the perfect deal, Black Friday is the day to grab your wallets, put on your comfy running shoes and spend all night shopping for the perfect gifts.
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Black Friday is the day that retail stores all across America (I would like to be adventurous and say all stores in America) offer shoppers gifts with purchases, free items and deep discounts on their products. It’s the biggest shopping day of the year, and a day when retailers nationwide hope get their books back in the black.
Discounts can be tempting, and as a former shop-a-holic, I understand first hand how easy it is to get swept up in the holiday shopping madness. So how do you survive Black Friday and take advantage of all the amazing deals without breaking your bank account or letting your credit cards end up in the red? It's easy — set some Black Friday rules for yourself to help control spending and enjoy the shopping festivities at the same time. Here are three tips to help you survive Black Friday without credit card guilt.
Start Saving Early
I know people who only shop once a year, and only on Black Friday. They save money all year and stretch their money as far as possible with the deals and discounts they get during this epic shopping day. If you avoid spending throughout the year it gives you a chance to save up and spend your money wisely with Black Friday discounts.
Map Your Route
Although I don't wait in the line at Best Buy at 2 am to buy a new laptop, I do occasionally take advantage of the Black Friday deals, but only on items that I need and would buy anyway. That's a major key to surviving Black Friday — you have to have a plan. If you head out to the mall without a shopping plan you could end up wandering aimlessly, buying items that you don't need and overspending. Know what items you want and where you want to go. It just makes smart financial sense and will save you both time and money.
Bring Cash Only
I know this doesn't sound like much fun, but it is the only way I can control my spending urges on Black Friday. Discounts, deals and free items are always tempting but if I only bring a limited amount of cash and leave my credit card at home, it forces me to pick and choose only the items I really want. This helps me avoid making unnecessary impulse purchases just because I see a tempting item on sale, something I was notorious for in my spending days.
What about you? What are you looking forward to buying on Black Friday?
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Originally by Tahnya Kristina for Credit Sesame