OK, so not every gal is going to get a pair of Louboutins or a set of diamond studs, but if you've told your man you appreciate gifts and he shows up with a hollow chocolate Santa you have a right to be pissed. "It's not so important that my partner get me a huge gift, but I want to know that he put some thought into it. Not getting a gift is just mean, unless both parties agreed not to. I really think it is important to let your partner know that they are important and you want to please them," says Adessa Williams, 28, from New York City.

Being in a relationship means taking the time to celebrate your partner and your union at special times, and this can be done even when funds are low. There are plenty of thoughtful presents that can be presented to a partner that don't cost a fortune: a poem, a homemade dinner or passes to a play at a local college all show you care and you've put thought into the occasion. Your man should know this, too.

Are You My Mother?

Nice Girls… do it all alone.

There are cards to send, gifts to buy and food to shop for. Your husband expects his name to be on everything, but the only effort he's putting in is enough to flip the channel after you told him that watching boxing on TV won't help you box up these gifts. 

Naughty Girls… put him to work.

Write out a list of everything that needs to be done, split in half and let your guy choose which one he's going to take on. "Hearing a long, verbal list of things that needs to be done not only makes it easy to forget—it overwhelms me but a list is something tangible I can tackle," says Harold, 33 from Ann Arbor, MI.  Motivate him with rewards for each completed task such as a flash for taking out the trash or some below-the-belt play once the cards have been mailed.

Do Unto Others...

Nice Girls… give to charity.

Funds are low and you've got presents to buy for your trendy sister, deserving mom and best friend. Still want to help? Think Pink.  From Coach's Multi-Charm Key Fob to KitchenAid's pink stand mixer, there are a wide variety of products that will not only please your loved ones but also benefit breast cancer research.

Naughty Girls… give a little selfishly.

Looking for something a little friskier than a bake set? Check out Babeland's Come for a Cause package which includes a waterproof Papillon vibrator which is designed to match the curves of a woman's body and a hard plastic shell vibrates strongly. Now that's charity we can get excited about!